Why Choose Pay4Later?

Designed from the ground up around a paperless e-signature process, Pay4Later redefines point of sale consumer finance for the digital age. Delivering a great customer experience, across all sales channels and featuring a host of new features such as multi-tier, multi-lender and Shadow limits, Pay4Later increases approval rates and maximises order values.

Packages Available

9 Months contract at 15% APR with upfront 10% deposit.
12 Months contract at 10% APR with upfront 10% deposit.
24 Months contract at 7.5% APR with upfront 10% deposit.

How Does It Work?

Here's an example:

Terms and Conditions

The terms of these finance packages are as follows:

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