Brief Summary

We realise that our industry requires immediacy and sometimes the timings are difficult to make capital purchases - so at Pinknoise Systems, we have solutions to ease the pain and make life easier to get the kit you need, without sweating about cash flow.

We offer 0% interest free finance with PayPal Credit over 4 months, this is on all purchases to your given credit limit. After this period the purchase is interest bearing, see below for details. (UK residents only)

We also offer interest bearing finance with etika on all purchases. This can be done during the checkout process. The typical interest rate currently is either 14.9% or 16.9%, depending on terms.
Payment terms can be over 6, 12, 18, 24, 36 and 48 months. Please see below for details. (UK residents only)

As a special promotion, we are offering 0% interest free over 12 or 18 months on selected premium products from Audio Ltd, Lectrosonics, Sonosax, Sound Devices with etika.
This is subject to a minimum 5% deposit and offered to customers who qualify after application. (UK residents only) Please see below for details and examples.

Finance is also available with our part exchange program. We will consider part exchange on offered used equipment as a form of deposit. We are only interested in good condition audio kit that is applicable for our industry. Primarily for location sound, film, TV and video equipment. Please note: We are not interested in HiFi, studio or musicians equipment. Think of it like part exchanging a car, we will offer a realistic figure based on condition, age and a few other factors.


etika

To help you spread the cost of buying new sound equipment, we have teamed up with etika (a trading name of etika Finance UK Ltd) to offer you a convenient and great value payment plan option.

Basic Criteria

  1. Be 18 years old or over
  2. Be employed for at least 16 hours a week or retired and in receipt of a private or company pension. Certain state benefit schemes may also be considered.
  3. Be a permanent UK resident with a 3 year address history.
  4. Have a good credit history with no late payments, debt relief orders or bankruptcy
  5. Have a valid email address and can access it

Please note that meeting the above criteria does not guarantee finance acceptance.

You will need to complete your finance application online as you will be asked for some sensitive information. Our finance partner will require personal details like your name, address, phone numbers and income. Plus, your bank account and credit or debit card details. They need this information to be sure who's applying in order for the finance company to perform a credit check. To give yourself the best chance of approval, you should always ensure the information you give us is accurate and honest.

The online application form typically takes less than 3 minutes to complete. Your application is then instantly sent to the finance company and they will typically respond with their decision in around 10 seconds. Some applications may take longer to process. If for any reason they can't give you an instant decision we'll send you an email the moment the finance company makes a decision.

Please note that for security measures proof of ID may be required after your application has been approved and your deposit has been paid. This step is to verify your transaction and a check will be done on any ID provided. If your ID fails the check or you are unable to provide a valid proof of ID, we will be in contact with you. Should you need to provide ID you will be notified via email from the finance provider.

A credit check forms part of the automated decision making process and is part of a responsible lending policy.

When your credit application is accepted you will be required to pay a deposit online, using a credit or debit card. The amount of the deposit is shown in the credit summary (displayed on the top left hand side of the screen throughout the credit application) and on the credit agreement itself. Your monthly repayments are collected by Direct Debit.

You have the right to repay all or part of the credit early, at any time. There will be no penalties for early repayment.

A little bit about etika, our 3rd party provider

etika is one of the UK’s leading specialist provider of Retail Point of Sale Credit, providing finance options through its industry leading online paperless processing system. etika (a trading name of etika Finance UK Ltd) is a company registered in England and Wales 07440512 and authorised and regulated by the Financial Conduct Authority, registration number: 697658. Company address: WeWork, No.1 Spinningfields, Quay Street, Manchester, M3 3JE. Copyright © 2020 etika. All rights reserved. https://etika.com/uk/

Pinknoise-Systems Ltd are a credit broker not a lender. Our FCA authorisation number is 623491

Interest free finance example:

Spread the cost of your purchase with a choice of either 12 months or 18 months 0% APR representative interest free finance. Only available on the following selected products.

Our interest free finance is available with a £500 deposit.

  • Sound Devices, Audio Limited and Lectrosonics SRC Kits products require a £500 deposit.

Customers are welcome to place a larger deposit to bring down the monthly costs, please discuss with one of our sales representatives if you would like to do so.

Please note: Values may vary based on sale prices. All values are inclusive of VAT @ 20%. Values have been rounded to the nearest £1, this does not represent the exact value and is only used as an example. 0% Finance cannot be used in combination with any flash sale discounts.

Up To 18 Months @ 0% APR
Selected
Products
List price
(Est. Price)
Monthly Payments @ 0% APR
Over 12 Months Over 18 Months
Sound Devices 833 £4,300 £317* £211*
Sound Devices 888 £7,600 £592* £394*
Sound Devices Scorpio £9,750 £771* £514*
Audio Ltd A10 Kit £5,450 £413* £275*
Lectrosonics SRC Kits £7,860 £593* £395*
*After initial £500 deposit.

Interest bearing finance example:

Spread the cost of your purchase with a choice of either 24 months @ 16.9% or 36 and 48 months @ 14.9% APR representative interest bearing finance. Available on all products.

All you need to do is spend a minimum £250 or more, with a 5% deposit. We offer 3 simple interest bearing finance options to suit your needs.

  • 24 months interest bearing finance @ 16.9% APR.
  • 36 months interest bearing finance @ 14.9% APR.
  • 48 months interest bearing finance @ 14.9% APR.

Customers are welcome to place a larger deposit to bring down the monthly costs, please discuss with one of our sales representatives if you would like to do so.

Please note: All values are inclusive of VAT @ 20%. Values have been rounded to the nearest £1, this does not represent the exact value and is only used as an example.

Up To 48 Months
Value Monthly Payments (after initial 5% deposit)
24 Months @ 16.9% 36 Months @ 14.9% 48 Months @ 14.9%
£250 £11 £7 £5
£500 £22 £14 £11
£1,000 £44 £29 £22
£2,500 £110 £72 £54
£5,000 £219 £144 £108
£10,000 £438 £287 £215
£15,000 £658 £431 £323
 

PayPal Credit

Make the most of your PayPal Credit account.

PayPal Credit is a credit limit attached to your PayPal account. Finance is available at 0% for up to 4 months. Find out more on how to make a payment, set up a direct debit, manage your account online and shop confidently with our handy FAQs seen below.

About PayPal Credit

How does PayPal Credit work?

PayPal Credit is like a credit card, without the plastic. It’s a credit limit that’s attached to your PayPal account which you can use to spread the cost of your online purchases. There is no annual fee for a PayPal Credit account.

How does the 0% for 4 months offer work?

Every time you spend £99 or more, either in one transaction or on your checkout basket total, you can enjoy 0% interest for 4 months. This means that you won’t pay any interest on your balance for 4 months. You still have to make the minimum repayment on your balance each month.

How do instalment offers with PayPal Credit work?

You can choose to spread the cost for longer using instalment offers with PayPal Credit. This finance option is available at selected online stores and enables you to spread the cost over 6 to 24 months at promotional interest rates lower than PayPal Credit’s standard rate of interest. You have to make the agreed repayment amount each month until your balance is paid off.

How long does it take to apply for/receive PayPal Credit?

The application form takes minutes to complete. We'll then run a credit check and if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your credit agreement.

Three ways to use PayPal Credit

0% interest offer - Enjoy 0% interest for 4 months on every basket total of £99 or more.

Pay in instalments - Monthly instalment plans available at various online stores from 6 to 24 months.

Transactions less than £99 - You can spread the cost of your purchases at 19.9% APR (variable).

FAQs

What is a Representative APR?

A Representative APR (Annual Percentage Rate) is shown on products where you borrow money, so that an easier and fairer comparison can be made. It's the typical cost of credit expressed as a percentage, spread over 12 months.

How do I make payments?

You can make a one-off repayment from your bank account, debit card or PayPal balance at any time, either online or by calling PayPal Customer Service. Alternatively you can set up monthly Direct Debit payments from a bank account you've linked to your PayPal account. To set up Direct Debit payments, log in to your PayPal account and follow the instructions on the Make a Payment page.

Are there any fees associated with PayPal Credit?

If you're late with a payment, PayPal will charge you a late payment fee of £12. You'll be charged a return payment fee of £12 if you have insufficient funds to cover the payment. We also charge a fee of £5 if you request a printed copy of a previous statement. For more information on how these fees apply, please refer to the Credit Agreement.

When will my payment reflect on my PayPal Credit balance?

Payments will reflect on your PayPal Credit account the same day you make them. It may take a few days for your available balance to update and for the payment to show on your bank statement.

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